All Financial Calculators & Tools
100% free, client-side, private financial decision tools designed for working Indians.
🏆 Flagship Decision Tools
Job Offer Comparison Calculator
Compare 2-3 job offers side-by-side by net in-hand salary, city cost-of-living purchasing power, and ESOP haircuts.
⭐Prepay Home Loan vs Invest Calculator
Calculate whether prepaying your home loan or investing surplus cash yields higher wealth. Features break-even rate engine.
💵CTC to In-Hand Salary Calculator
Calculate exact monthly cash credited to your bank account from your annual CTC under FY 2026-27 rules.
🛡️Term Insurance vs ULIP Calculator
Compare Buy Term & Invest Difference (BTID) against ULIP returns, mortality drag, and tax rules.
🩺Financial Health Score Calculator
Check your personal 0-100 financial health score across savings, emergency fund, DTI, & life cover.
⚡ Loans & Income Tax Calculators
Income Tax Calculator (FY 2026-27)
Compare Old vs New Tax Regime tax liability side-by-side with ₹75,000 standard deduction.
🏠Loan EMI Calculator
Calculate monthly EMI and total interest for home loans, car loans, and personal loans.
🧾GST Calculator
Calculate GST inclusive and exclusive amounts, CGST, and SGST split.
📈 Wealth & Savings Calculators
ROI & CAGR Calculator
Calculate Return on Investment, annualized CAGR %, and inflation-adjusted real returns.
📈SIP Wealth Calculator
Calculate mutual fund compounding growth and inflation-adjusted corpus.
🏦FD vs RD Calculator
Compare lump sum Fixed Deposits against monthly Recurring Deposits compounding.
🏦FD Calculator
Calculate fixed deposit maturity amount with quarterly compounding and TDS.
🛡️PPF Calculator
Calculate 15-year tax-free Public Provident Fund maturity corpus at 7.1% interest.
👵NPS Pension Calculator
Calculate age 60 retirement corpus, 60% lump sum exit, and estimated monthly pension.
📄 Utility Document & Text Generators
Rent Receipt Generator
Generate official rent receipts with landlord PAN for HRA tax exemption proof.
📄Salary Slip Generator
Generate and print free monthly payslips with EPF, HRA, and tax breakdowns.
💼GST Invoice Generator
Create printable GST-compliant invoices for freelancers and small businesses.
✍️Number to Words Converter
Convert numeric amounts to Indian English currency words (Lakhs & Crores).