Flagship Financial Decision Tools
Interactive, high-impact decision frameworks built to solve complex career, salary, debt, and insurance choices for working Indians.
Job Offer Comparison Calculator
Compare 2 to 3 job offers side-by-side. Evaluates net monthly take-home cash, FY 2026-27 tax deductions, city cost-of-living purchasing power, and startup ESOP stage haircuts.
Prepay Home Loan vs Invest Calculator
Simulate whether prepaying your home loan or investing surplus cash into equity mutual funds yields higher total wealth. Accounts for Section 24(b) Old Regime tax deductions and calculates break-even loan rates.
CTC to In-Hand Salary Calculator
Calculate exact monthly net take-home salary from your annual CTC in India. Accurately deducts EPF, state professional tax, gratuity, and FY 2026-27 New & Old Regime income taxes.
Term Insurance vs ULIP Calculator
Compare Buy Term and Invest Difference (BTID) strategy against Unit Linked Insurance Plans (ULIPs). Evaluates mortality charges drag, fund management charges, and 20-year wealth outcomes.
Financial Health Score Calculator
Assess your personal 0-100 financial health score across 4 pillars: monthly savings rate, emergency runway months, debt-to-income (DTI) ratio, and term life insurance coverage adequacy.
📚 Deep-Dive Career & Finance Guides
Read comprehensive decision frameworks connected directly to our decision engines:
₹10L prepayment scenarios across 8%, 9%, 10% loan rates.
₹10 Lakh CTC In-Hand Pay Guide →Learn why 10 LPA pays ₹0 tax under New Regime.
₹15 Lakh CTC In-Hand Pay Guide →Section 87A marginal relief and ₹1L+/mo take-home pay.
CTC Breakup Explained →Formulas for Basic Salary, EPF, Gratuity, and HRA.