Mutual Fund Returns Calculator
Calculate mutual fund returns across various holding horizons.
Input Calculation Parameters
₹
%
Years
Calculation Results
Capital Invested
0
Estimated Net Capital Gain
0
Total Maturity Value
0
How the Calculation Works
Compound growth calculation: FV = PV x (1+r)^n.
Worked Example
Here is a step-by-step example calculation for ₹1 Lakh Fund @ 12% p.a. for 5 Years:
| Parameter | Value |
|---|---|
| Invested | ₹100,000 |
| Returns | ₹76,234 |
| Total | ₹1,76,234 |
Scenario Analysis
Comparing different tenures, interest rates, or investment horizons:
| Scenario Label | Key Metric |
|---|---|
| 5 Years | Total: ₹1.76 Lakh |
Common Mistakes to Avoid
- Ignoring expense ratio charges of mutual fund schemes.
Frequently Asked Questions (FAQs)
What is expense ratio?
Annual percentage fee charged by asset management companies to manage the fund.
Authoritative Sources & Regulatory References
Author: SmartPaisa Financial Research Team
Reviewer: Reviewed by Financial Engineering Team
Last Reviewed: 2026-08-17
Financial Disclaimer: This calculator provides estimates for educational purposes only based on standard mathematical formulas and current Indian regulatory guidelines. Actual returns, taxes, or EMI payments may vary depending on bank policies, market volatility, or individual tax brackets. Consult a SEBI-registered investment advisor or Chartered Accountant (CA) before making financial decisions.
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