Goal Planner
Goal-based financial planning computes exact monthly savings required to hit specific financial milestones.
Input Calculation Parameters
₹
Years
%
Calculation Results
Required Monthly SIP
0
Total Capital You Will Invest
0
How the Calculation Works
Reverse SIP compounding formula to solve for monthly payment P.
Worked Example
Here is a step-by-step example calculation for ₹25 Lakh Target in 10 Years @ 12% p.a.:
| Parameter | Value |
|---|---|
| Required Sip | ₹10,760/mo |
Scenario Analysis
Comparing different tenures, interest rates, or investment horizons:
| Scenario Label | Key Metric |
|---|---|
| 10 Year Target | Required Sip: ₹10,760/mo |
Common Mistakes to Avoid
- Not adjusting target amount for future price inflation.
Frequently Asked Questions (FAQs)
How do I pick funds for short term goals (<3 yrs)?
Use liquid or short-duration debt mutual funds rather than equity.
Authoritative Sources & Regulatory References
Author: SmartPaisa Financial Research Team
Reviewer: Reviewed by Financial Engineering Team
Last Reviewed: 2026-08-17
Financial Disclaimer: This calculator provides estimates for educational purposes only based on standard mathematical formulas and current Indian regulatory guidelines. Actual returns, taxes, or EMI payments may vary depending on bank policies, market volatility, or individual tax brackets. Consult a SEBI-registered investment advisor or Chartered Accountant (CA) before making financial decisions.
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